Terms and Conditions of Use Welcome to the Wentworth, Hauser and Violich Web site, and thanks for accessing our services. These terms and conditions govern your use of our site: Ownership This Web site is owned and operated by Wentworth, Hauser and Violich. Any legal claims or concerns regarding this Web site should be addressed to: Wentworth, Hauser and Violich, 301 Battery Street, Suite 400, San Francisco, CA, 94111; phone 800.204.2650 (toll-free); 415.981.6911 (local); fax 415.288.6153; or email inquiry@whv.com. All Web site design, text, graphics, the selection and arrangement thereof, and all software are Copyright © 2002, Wentworth, Hauser and Violich. ALL RIGHTS RESERVED. Except where otherwise indicated, the content featured or displayed on this Web site, including, but not limited to, text, graphics, photographs, images, moving images, sound, illustrations and software, belong to Wentworth, Hauser and Violich, its licensors and its content providers, and is protected by copyright, trade dress, moral rights, trademark and other laws relating to intellectual property rights, to the fullest extent applicable under both United States and foreign laws. License Wentworth, Hauser and Violich hereby authorizes you to view, copy, download, and print documents that are available on this web site solely for informational purposes. Any other use of materials on this Web site-including reproduction purposes other than those noted previously, modification, distribution, or republication without the prior written permission of Wentworth, Hauser and Violich-is strictly prohibited. Unauthorized use of the materials available on this Web site could subject you to liability under copyright, trademark, trade dress, unfair competition, and other laws of the United States. Trademarks WHV, WENTWORTH, HAUSER AND VIOLICH, and the Wentworth, Hauser and Violich logo are trademarks of Wentworth, Hauser and Violich, protected under the laws of the United States and other countries. Any other parties' trademarks used, depicted or identified from time to time on this Web site are the property of their respective owners, used here by permission, and may be registered in one or more countries. Use on this Web site of the trademark(s) of any other party is not intended to imply Wentworth, Hauser and Violich's affiliation with or endorsement of that party, or that party's sponsorship or endorsement of Wentworth, Hauser and Violich, its products or services. Privacy Policy Wentworth, Hauser and Violich is committed to protecting the privacy of its clients and potential clients. In keeping with this commitment, this statement discloses the nature and purpose of information we collect through our web site. It also specifies the privacy options you may exercise with respect to this information. General Web Site Traffic Information: When you enter a Wentworth, Hauser and Violich site, the server collects data on your domain name (but not your e-mail address) and tracks your movements throughout the site. We gather this information to help us improve the site's usefulness and ease of navigation. However, this information contains no personal identifying information, and we use it only to analyze the performance of the site. We do not track your browsing path once you leave a Wentworth, Hauser and Violich site. Personal Identifying Information: When you send e-mail, order printed materials, register for an online seminar, or request other services through a Wentworth, Hauser and Violich site, you will be asked to provide certain information, including personal identifying information. This information enables us to provide the service you request accurately and efficiently. It is also used in our marketing efforts to provide you with relevant information about Wentworth, Hauser and Violich products and services that may interest you. Personal identifying information gathered through Wentworth, Hauser and Violich sites is stored in databases separate from the Web server. The data is inaccessible from the Internet, and access by Wentworth, Hauser and Violich employees is narrowly restricted for your protection. Wentworth, Hauser and Violich does not sell, rent, or share any customer information with other companies or entities. Your Privacy Options: By using Wentworth, Hauser and Violich sites, you consent to the collection and use of the information described above under "General Web Traffic Information." By providing any specific information requested on a site form, you consent to the use of that information in the manner described above under "Personal Identifying Information." Opt-Out: Regardless of whether you have provided information to Wentworth, Hauser and Violich, we will honor any request to remove your personal identifying information from our databases and to halt future marketing contacts based on that information. To register such a request or to comment on any aspect of our privacy policy, please e-mail inquiry@whv.com. Children: It is not our intention to collect personal information from anyone under 18 years of age. If you are under 18, you should not enter information on this Web site and should ask a parent to do so for you. If you are under 13, we must have express written permission from a parent before you may use this site. The authorizing parent must email us at inquiry@whv.com, certifying the parent's age and authority, and giving us express permission to acquire and retain any such personal information from you as we may normally obtain from users of this site. If at any time you believe that Wentworth, Hauser and Violich has not followed the above policy, please let us know by emailing inquiry@whv.com and we will make reasonable efforts to identify and correct any problem. Wentworth, Hauser and Violich reserves the right to change the terms of its privacy policy at any time. If we do change this privacy policy, we will post the changes on this Web site. We encourage you to review this privacy policy each time you visit our Web site to make sure you understand our current policy on collecting and using customer information. Links to Other Sites The Web site contains links to Web sites not operated or maintained by Wentworth, Hauser and Violich. These links are provided solely as a convenience to you and not as an endorsement by Wentworth, Hauser and Violich of the contents of such third party Web sites. Wentworth, Hauser and Violich is not responsible for the content of the sites of others and makes no representation regarding the content or accuracy of materials on such sites. If you decide to access linked third-party Web sites, you do so at your own risk, and waive any and all claims against Wentworth, Hauser and Violich regarding the inclusion of links to outside Web sites or your use of those Web sites. The third party sites may contain User Agreements or Terms and Conditions to which you are subject while using those sites. We encourage you to become familiar with the privacy policies of any linked site when you access that site. Representations As To Content Wentworth, Hauser and Violich uses reasonable efforts to ensure the accuracy, correctness and reliability of this site's content, but we make no representations or warranties as to the accuracy, reliability, completeness, or timeliness of any information or material on the site. The use of the Web site and the material is at your own risk. The materials on this Web site are provided for promotional and informational purposes only, and are not intended for any other use, nor as advertisements or endorsements of the products or services of any party other than Wentworth, Hauser and Violich. Changes are periodically made to the Web site and may be made at any time. Limitations on Wentworth, Hauser and Violich's Liability DISCLAIMERS OF WARRANTIES: WENTWORTH, HAUSER AND VIOLICH DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THIS WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND/OR OTHER HARMFUL MATERIALS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, WENTWORTH, HAUSER AND VIOLICH IS NOT RESPONSIBLE FOR THOSE COSTS. THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. WENTWORTH, HAUSER AND VIOLICH, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. WENTWORTH, HAUSER AND VIOLICH MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE TEXT, GRAPHICS, AND/OR LINKS. DISCLAIMER OF CONSEQUENTIAL DAMAGES: EXCEPT AS OTHERWISE REQUIRED BY APPLICABLE LAW, NEITHER WENTWORTH, HAUSER AND VIOLICH NOR ITS DIRECTORS, EMPLOYEES, LICENSORS, CONTENT PROVIDERS, AFFILIATES OR OTHER REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL AND EXEMPLARY DAMAGES, ARISING FROM THE USE OR PERFORMANCE OF THIS WEB SITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS WEB SITE, EVEN IF WENTWORTH, HAUSER AND VIOLICH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. REMEDY: IF YOU ARE DISSATISFIED WITH THIS WEB SITE, OR ANY PORTION THEREOF, YOUR EXCLUSIVE REMEDY SHALL BE TO CEASE USING THE WEB SITE. Some U.S. states and foreign countries do not permit the exclusion or limitation of implied warranties or liability for certain categories of damages. Therefore, some or all of the limitations above may not apply to you to the extent they are prohibited or superseded by state or national provisions. Wentworth, Hauser and Violich makes no representation of any kind with respect to the applicability and enforceability of laws or policies of countries other than the United States over the content of this Web site and the provisions of these Terms and Conditions. Governing Law and Venue This Agreement shall be interpreted, construed and governed by the laws of the State of Washington, USA, without reference to its laws relating to conflicts of law and not including the provisions of the 1980 United Nations Convention on Contracts for the International Sale of Goods. Venue for all disputes arising under this Agreement shall lie exclusively in the Superior Courts of the State of Washington in King County or the Federal District Courts of the Western District of Washington (as permitted by law) and each party agrees not to contest the personal jurisdiction of these courts. Notwithstanding the foregoing, however, Wentworth, Hauser and Violich shall have the right to commence and prosecute any legal or equitable action or proceeding before any non-U.S. court of competent jurisdiction to obtain injunctive or other relief in the event that, in the opinion of Wentworth, Hauser and Violich, such action is necessary or desirable. Enforcement Should any clause of these Terms and Conditions of Use be found unenforceable, wherever possible this will not affect any other clause and each will remain in full force and effect. Wentworth, Hauser and Violich's failure to expressly enforce any provision of these Terms and Conditions does not waive its rights to enforce that or any other provision. Modification/Integration We reserve the right to change these Terms and Conditions, and other information available on this Web site, without notice. Your use of a Wentworth, Hauser and Violich site following the posting of any revision implies your consent to the policy as revised. These conditions set out the entire agreement between Wentworth, Hauser and Violich and you relating to your use of this Web site. About WHV|Careers|Privacy Statement|Terms|Contact Us ©2004 Wentworth, Hauser and Violich, All rights reserved.